Bonus Tax Calculator: See How Much of Your Bonus You Will Actually Keep

Use our Bonus Tax Calculator to estimate how much tax will be withheld from your year-end, performance, or signing bonus in 2025. Compare flat-rate vs. aggregate method and see how Uncle Kam clients reduce that number with smarter strategy.
How it works



Enter Your Bonus Amount
Provide your expected bonus amount—whether it’s already received or anticipated this year.

Select Flat-Rate or Aggregate Method
Choose how your employer withholds taxes (or let us estimate it for you).



Review Your After-Tax Bonus
See how much you’ll keep and how your bonus will be taxed—before it lands in your account.
Why Use This Calculator?
Frequently Asked Questions
What’s the flat-rate bonus tax in 2025?
It’s currently 22% federally for bonuses under $1 million. This calculator uses the latest IRS guidance for your estimate.
What is the aggregate method?
It’s when your employer adds your bonus to your regular paycheck and withholds taxes based on your combined total income. This often results in higher withholding than flat-rate.
Can I reduce the taxes on my bonus?
Yes—with proper planning. Contributions to a Solo 401(k), DB plan, or timing strategies can all reduce your taxable income.
What should I do after I get my estimate?
Book a call with our team and we’ll help you plan how to time or structure your bonus for maximum after-tax value.
Don’t Let Your Bonus Disappear to Taxes.
Let’s make your next bonus work harder. We’ll help you reduce the tax hit and reinvest it into long-term savings.
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Professional, licensed, and vetted tax advisors who will save you money.